C) Both cling to their positions despite opposition.
D) Both are capable of coping with heavy workloads.
58. What is the finding of Howard Friedman’s research?
A) The harder you work, the bigger your fortune will be.
B) The earlier you retire, the healthier you will be.
C) Elderly people have to slow down to live longer.
D) Working at an advanced age lengthens people’s life.
59. What is the traditional view of retirement according to the passage?
A) It means a burden to the younger generation.
B) It is a symbol of a mature and civilized society.
C) It is a compensation for one's life-long hard work.
D) It helps increase a nation’s economic productivity.
60. What do critics say about "nevertirees"?
A) They are an obstacle to a company’s development.
B) They lack the creativity of the younger generation.
C) They cannot work as efficiently as they used to.
D) They prevent young people from getting ahead.
Passage Two
Questions 61 to 65 are based on the following passage.
When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt* the conversation is almost always about student loan debt. But there’s a growing body of evidence suggesting that today’s young adults are also drowning in credit-card debt-and that many of them will take this debt to their graves.
More than 20% overspent their income by more than $ 100 every single month. Since they haven’t built up their credit histories yet, it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
Although many young people blame "socializing" as a barrier to saving money, most of them aren’t knocking back $ 20 drinks in trendy (时尚的)lounges. They’re struggling with much more daily financial demands.
To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn’t sustainable in the long run, and it’s going to put a huge drag on their spending power even after they reach their peak earning years, because they’ll still be paying interest on that bottle of orange juice or box of spaghetti (意式面条)they bought a decade earlier.
A new study out of Ohio State University found that young adults are accumulating cred